Designed to protect horse professionals from alleged negligence, error or omission from third party claims arising from the professional’s insured activities. This coverage would be utilized by free-lance instructors who do not own or lease their own facility. This coverage may include care, custody and control.
Care Custody and Control
Consider this coverage if you board, train or breed horses for other people. If one of those horses is injured or dies while in your care and you are found negligent, this policy will provide for medical care or replacement of the horse up to the policy limits. Defense costs are also covered. This coverage may be excluded on a commercial policy and may need to be added separately.